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Money Market Accounts

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  • Better rates, more flexibility

    A Money Market account lets you earn more interest than a regular savings account, but still gives you plenty of freedom for withdrawals. It’s perfect for short term savings goals, such as a down payment on a house or car.

    • Open with as little as $2,500
    • Write up to six checks per month*
    • Enjoy unlimited ATM withdrawals
    • Set up direct deposit for effortless saving
    • Earn even better interest on higher balances


  • Rates

    Money Market Rates

    Balance***Dividend Rate**APY*
    < $2,500 0.05% 0.05%
    $2,500-$9,999 0.06% 0.06%
    $10,000-$24,999 0.10% 0.10%
    $25,000-$49,999 0.15% 0.15%
    $50,000-$99,999 0.20% 0.20%
    $100,000+ 0.25% 0.25%

    *APY (Annual Percentage Yield). **Each cycle the minimum requirements are met, 0.50% AnnualPercentage Yield (APY) will be paid on balances between one penny and $15,000, as well as 0.15% APY paid on all amounts above $15,000. **Rates as of date shown above. No minimum balance required, however you must deposit a minimum of $25 to open the account. If you do not meet the requirements per qualification cycle, your account will not earn dividends. ***Money Market account rates last updated per date above. Money Market accounts provide the opportunity to earn higher dividends when the daily ending balance is $2500 or more. Dividends on Money Market Accounts are calculated daily. For each day the daily ending balance is $2500 or more, the prospective Dividend Rate set forth above will be used to calculate dividends on the ending balance for that day. On any day the daily ending balance drops below $2500, the Regular Share Dividend Rate will be used to calculate dividends on the ending balance for that day.The payment of dividends is governed by our Regulatory Agency, the National Credit Union Administration (NCUA). For all accounts except Term Share Certificates, dividends are paid monthly from the Credit Union’s current income and available earnings, after the Credit Union has made any required Regulatory transfer (if applicable) to the Credit Union’s reserve account. Whenever necessary, transfers to reserve accounts are made to ensure the continued financial stability and soundness of the Credit Union. Fees or other conditions could reduce earnings on any of the listed accounts. For all Share, Checking and Money Market Accounts, the prospective Dividend Rate and prospective APY are set forth above. The Dividend Rates and APY on Regular Shares, Checking and Money Market Accounts are subject to change at any time, as determined by the Credit Union’s Board of Directors.
    All Rates and Terms are subject to change without notice.

  • FAQS

    How much do I need to open this account?

    The minimum opening deposit is $2500.

    What are the earning tiers for this account?

    The earning tiers are as follows:

    $2,500 – $9,999
    $10,000 – $24,999
    $25,000 – $49,999
    $50,000 – $99,999
    $100,000 and above


    For more information, or if you have questions, please get in touch with us

    Contact Us

Open your account today

Open your Money Market within PATROL online banking, or give us a call at (877) 695-2732.

Open Now

Questions? Call us 877-695-2732


*In compliance with Federal Regulations, you may make up to 6 pre-authorized, automatic or telephone transfers from a Money Market and/or Share Savings account per calendar month. Teller, ATM and mail transactions are unlimited. All Regulation D restrictions apply.